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EPISODE 2558

Ep. 1415 Bad Idea: Bernie and AOC Want to Cap Credit Card Interest Rates

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Alexandra Ocasio-Cortez and Bernie Sanders are proposing that interest rates on credit cards be capped, as a way of helping the poor. Would such a policy have that effect? I’m joined by Todd Zywicki, a professor of law at Antonin Scalia Law School at George Mason University, and who’s an expert on consumer credit, to work through the answer. We also discuss the cronyism that keeps alternative institutions from issuing credit cards.

Book Mentioned

Consumer Credit and the American Economy

Article Mentioned

“The Economics of Credit Cards,” by Todd J. Zywicki

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Antonin Scalia Law School at George Mason University

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